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Your credit score can be the make-or-break detail that determines if you qualify and how much you will pay for your next car loan or home mortgage.

$ 200,000

30 Year Fixed House Loan

Joe is paying $63,000 more for the same house than Rachel because his credit score is 630, whereas Rachel has 760.

$ 30,000

60 Month New Auto Loan

Joe is paying $6,600 more for the same car than Rachel because his credit score is 630, whereas Rachel has 760.

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