Helping Americans Mastering Their Credit and Finances

Your Best Credit is on a mission to help a million Americans to master their credit and finances. We accomplish this by combining artificial intelligence and years of experience repairing credit.

What People Are Saying About Us

Hundreds of people are using our services and benefitting from it. Check out some of the reviews from them what they have to say.

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Darrell Steward

"Your Best Credit made credit repair so easy and stress-free. They kept me informed every step of the way and were always available to answer my questions. My credit score has improved so much, and I owe it all to them!"

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Kathryn Murphy

"I've tried other credit repair services in the past, but none of them compare to Your Best Credit. Their team is knowledgeable, professional, and truly cares about their clients. I recommend them to anyone looking to improve their credit score."

Frequently Asked Questions

We understand there can be lot of questions coming to your mind when it comes to financial services like credit repairing.

That's why we have put together this list.

How do I get a detailed Credit Audit for Only $1?

That is a great question and there are a few steps that you need to take.1st step would be to go to www.mycreditaudit.com and fill out the form to request your credit audit.2nd step would be to follow the link provided and set up your monitoring account. We offer a 7-day $1 trial (that's where the cost of a $1 comes from).3rd step come back to the application and add your user name and password to the monitoring account.We will then be able to pull your credit report and start on our audit process. This process takes a couple business days to put together. Once we have your credit audit finished we will send you an email with a link to a video presentation that we will make about your audit.There is no obligation for anything. You can cancel the monitoring on the 7th day to avoid any future charges.We are so confident that you will find value in the credit audit that we create for you that If you don't find the credit audit valuable in any way we will send you a $10 Starbucks gift card on us just for letting us provide you with a detailed audit on your credit profile.

How long does positive and negative information stay on my credit report?

The Credit Bureaus would like you to believe that all information stays for 7-10 years, regardless of anything you do.

Good credit - 10 years or longer

Negative credit (late payments, collections, charge-offs, closed accounts, child supports, civil and small claim judgments, paid tax liens) - 7 years from the date paid

Chapter 7, 11 and 12 Bankruptcy - 10 years

Chapter 13 Bankruptcy - 7 years

Unpaid tax liens - 10 years

Inquiries - 2 years

However, the dispute process we use may DELETE THESE NEGATIVE ITEMS ALTOGETHER before this time.

How long does the credit restoration process take?

It all depends on how many negative inaccurate, obsolete, misleading, or duplicate items are on your credit reports. It also depends on the credit bureaus properly doing their job by heeding the federal law, Fair Credit Reporting Act.

You will usually see results from all 3 credit bureaus in as little as 45-60 days per dispute round. The credit bureaus can respond faster if they gather all the information back from your creditors in a timely manner, which by law is no more than 30 days. However we guarantee deletions over 180 days or 100% of your money back.

Get Started Today

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© 2023 YourBestCredit LLC. All Rights Reserved | T&C | Terms & Conditions | Privacy Policy | Cookie Policy | DMCA | CCPA

© 2023 YourBestCredit LLC. All Rights Reserved | T&C | Terms & Conditions | Privacy Policy | Cookie Policy | DMCA | CCPA